Terms and Conditions
Welcome to [baweltura]! By accessing or using our website, services, or products, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our site.
If you do not agree with these terms, you should not use our website or services.
1. Acceptance of Terms
By visiting our website, creating an account, submitting information, or using any of our services, you confirm that you are at least 18 years old and legally capable of entering into binding agreements.
2. Services Provided
[baweltura] offers information, tools, and resources related to finance and insurance. Some services may include:
- Educational articles and guides
- Comparison of insurance and financial products
- Access to quotes or third-party services
- Customer support and inquiries
We do not guarantee approval of insurance, financial products, or investment outcomes. All decisions should be made after reviewing relevant policies and consulting with qualified professionals.
3. No Financial or Legal Advice
The content on our website is for informational purposes only. It should not be considered professional financial, investment, tax, or legal advice. While we strive to provide accurate and updated information, we make no guarantees about completeness, reliability, or suitability.
Always seek advice from a licensed professional before making financial or insurance-related decisions.
4. User Responsibilities
When using our site, you agree that you will:
- Provide accurate and truthful information when requested.
- Use the site only for lawful purposes.
- Not misuse, hack, or attempt to disrupt the website or its services.
- Not post or transmit harmful, offensive, or fraudulent content.
You are responsible for maintaining the confidentiality of your account details, including username and password.
5. Third-Party Services and Links
Our website may provide links to third-party websites, tools, or services (such as insurance providers or financial institutions). We are not responsible for:
- The content, terms, or privacy policies of third-party websites.
- The accuracy of quotes, policies, or offers provided by third parties.
- Any transactions or disputes you may have with third-party providers.
By using these links, you acknowledge that you do so at your own risk.
6. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your data. By agreeing to these Terms, you also agree to the terms outlined in our Privacy Policy.
7. Intellectual Property
All content, design, logos, graphics, text, and features on this site are the property of [baweltura] unless otherwise noted. You may not:
- Copy, reproduce, or distribute our content without written permission.
- Use our brand name or logo without authorization.
- Modify or reverse-engineer any part of our site.
You may share our articles or resources for personal, non-commercial use, provided proper credit is given.
8. Payments and Transactions
If our website provides paid services (such as premium content, subscription plans, or financial tools), the following terms apply:
- All payments must be made through authorized payment methods.
- Prices and fees may change at any time, with notice provided on our site.
- Refund policies (if applicable) will be clearly stated during checkout.
We are not responsible for errors caused by third-party payment providers.
9. Disclaimer of Warranties
Our website and services are provided on an “as is” and “as available” basis. We make no warranties or guarantees regarding:
- Accuracy, reliability, or completeness of content
- Availability of the website or services
- Suitability of products or recommendations for your specific needs
Use of our services is at your own risk.
10. Limitation of Liability
To the fullest extent permitted by law, [baweltura] and its employees, partners, and affiliates will not be held liable for any:
- Direct, indirect, or incidental damages
- Loss of data, profits, or opportunities
- Claims arising from use or inability to use our services
- Errors, inaccuracies, or omissions in the information provided
11. Indemnification
You agree to indemnify and hold harmless [baweltura], its employees, and affiliates from any claims, damages, or expenses resulting from your use of our website or violation of these Terms.
12. Termination of Use
We reserve the right to suspend or terminate your access to our website and services at our discretion, without notice, if you:
- Violate these Terms and Conditions
- Engage in fraudulent or harmful behavior
- Misuse our services in any way
14. Changes to Terms
We may update these Terms from time to time. When changes are made, the updated version will be posted on this page with a revised “Last Updated” date. Continued use of our services after changes means you accept the updated Terms.